Key takeaways
- The lender lends in 19 states, mostly across the South, Southwest and Midwest.
- Each state licenses consumer lenders and sets its own rate and fee rules.
- Use the official Regional Finance branch locator to find the closest office and hours.
States Where Regional Finance Operates
As of year-end 2025, Regional Management Corp. reported 353 branches in these 19 states. Select a state for its local guide, regulator and local resources:
Regional Finance in the South
The South is the lender's home base. The company is headquartered in Greer, South Carolina, and its largest footprint spans the Carolinas, Georgia, Tennessee, Alabama, Mississippi, Louisiana, Texas, Oklahoma and Virginia.
| State | Lending regulator |
|---|---|
| Alabama | State Banking Department |
| Georgia | Department of Banking and Finance |
| Louisiana | Office of Financial Institutions |
| Mississippi | Department of Banking and Consumer Finance |
| North Carolina | Office of the Commissioner of Banks |
| Oklahoma | Department of Consumer Credit |
| South Carolina | State Board of Financial Institutions, Consumer Finance Division |
| Tennessee | Department of Financial Institutions |
| Texas | Office of Consumer Credit Commissioner |
| Virginia | State Corporation Commission, Bureau of Financial Institutions |
Branches in the West and Southwest
Western expansion added Arizona, California, Idaho, New Mexico and Utah. Rate caps differ widely here, so the same loan can price differently from one state to the next.
| State | Lending regulator |
|---|---|
| Arizona | Department of Insurance and Financial Institutions |
| California | Department of Financial Protection and Innovation |
| Idaho | Department of Finance |
| New Mexico | Regulation and Licensing Department, Financial Institutions Division |
| Utah | Department of Financial Institutions |
Regional Finance in the Midwest
Illinois, Indiana, Missouri and Wisconsin round out the network.
How to Find a Regional Finance Branch
- Use the official locator. Visit regionalfinance.com and search by ZIP code for nearby branches and hours.
- Call ahead. Confirm the documents you need and book a time to sign.
- Bring your paperwork. Photo ID, proof of income, proof of residence and, for secured loans, your vehicle title. See the requirements checklist.
Regional Finance Locations FAQ
How many Regional Finance branches are there?
Regional Management Corp. reported 353 branches at year-end 2025.
Is Regional Finance available in my state?
The lender serves AL, AZ, CA, GA, ID, IL, IN, LA, MS, MO, NM, NC, OK, SC, TN, TX, UT, VA and WI.
Do rates differ by state?
Yes. Each state sets its own limits on rates and fees for licensed consumer lenders.
Can I get a loan if I live outside these states?
Not from this lender. Our free loan request may still connect you with participating lenders in your area.
Check Options in Your State
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